Clivanta
← All use cases
Use case

Claims and underwriting documents, requested precisely.

Ask claimants and policyholders for exactly the evidence you need — photos, reports, statements — and track each to receipt.

The problem

Insurance turns on evidence — photos, reports and financial statements from claimants and policyholders. Clivanta lets adjusters and underwriters request exactly the documents they need, chase them automatically, and keep every piece of evidence on one clean record for the file. Nothing arrives as a stray attachment with no context, and nothing needed to settle or underwrite gets lost.

  • Claim evidence arriving as disorganised email attachments
  • Adjusters unable to request just the one missing document
  • Mid-policy underwriting documents chased manually
  • No consolidated record of what was submitted for a claim

Where it fits

Claims processing

Claimants upload accident photos, damaged-property evidence, police reports and medical bills against specific requests, and an adjuster can ask for more before settling. Everything for the claim stays on one record instead of scattered across an inbox.

Commercial underwriting

Gather updated safety and OSHA logs, fleet driving records (MVRs) and financial statements mid-policy or at renewal, on a schedule, so coverage decisions are made against current information.

Renewals

Reuse a pack to collect the same standard documents at every renewal, with reminders that chase policyholders for you so renewals are never held up by a missing form.

Broker submissions

Collect the documents behind each submission per client, tracked to completion, so a submission goes to market complete rather than piecemeal.

Documents you'll collect

Accident and damage photos Police reports Medical bills Safety and OSHA logs Fleet driving records (MVRs) Financial statements

How Clivanta handles it

The same reliable loop, whatever you're collecting.

Per-item requests

Every ask is its own tracked item with a status, due date, files and version history.

Reusable packs

Standardise a request list once and launch it for every client, matter or vendor.

Automatic reminders

Escalating, per-item reminders chase what's outstanding so you don't have to.

Portal or reply-by-email

Counterparts upload through a magic-link portal, or simply reply by email.

Immutable audit trail

Every request, upload, version and acceptance is logged with actor and timestamp.

Scoped, secure access

Each party sees only their own items; internal notes and threads stay private.

Frequently asked questions

Can adjusters request more evidence mid-claim?

Yes. An adjuster can add a new tracked request to a claim at any point — a clearer photo, a missing police report, an itemised repair estimate — and the claimant is prompted immediately. Everything stays on one record, so the additional evidence is captured against the claim rather than scattered across email.

Can claimants upload photos and reports easily?

Yes. A claimant opens a simple portal from a magic link on any phone or computer — no app or account — and uploads photos, police reports or medical bills directly. If they prefer, they can reply to the request by email and their attachments still land on the right item, which is what keeps claims moving.

Does it keep one record per claim?

Yes. Every document, version, message and status change for a claim lives on a single engagement with a complete audit trail. Instead of reconstructing a claim from an inbox, an adjuster or reviewer can open one record and see exactly what was requested, what was provided, and when it was accepted.

Can we standardise what we collect for each claim type?

Yes. You build a reusable pack for each claim type or underwriting scenario, so the same documents are requested every time and nothing is forgotten. Launching a pack for a new claim or renewal takes seconds, and updates to the template never disturb claims already in progress.

Do reminders chase claimants for us?

Yes. Each outstanding item has its own escalating reminder schedule, so claimants and policyholders are chased automatically for missing documents. When something is genuinely blocked they can pause a reminder with a reason, which is logged — so adjusters are not the ones sending follow-ups.

Put insurance document collection on rails.

Start a free trial, or talk to us and we'll map your process onto Clivanta.